Buying Process: A Step by Step Guide

Buying a property is pretty straight forward, however, the process and paperwork can be complex and a bit daunting!

Our sales team are always on hand to answer any questions you may have and are happy just to give advice - even if you are not buying through us.

STEP 1

Have your loan pre-approved or at least know your budget limit.

STEP 2

Research properties and areas using our website and others to create a short list of properties to view that fit your criteria. You don’t want to waste your time or the agent’s by looking at houses that are not suitable.

STEP 3

Found the property you want – now what?

• Find a solicitor or conveyancer and organise for them to represent you. If you don't know where to look, we are happy to provide you with a list of the most commonly used local solicitors.
• Make an offer. This is done both verbally and in written form. Once you make an offer, you are not under any legal obligation until a contract is signed. We will present your offer to the vendor who will either accept or refuse.
• If your offer has been accepted, we will draw up a Contract of Sale which needs to be signed by both you (the buyer) and the vendor (seller). You may wish to have this contract viewed by your solicitor prior to signing. The contract will have written into it the agreed purchase price, the deposit required, expected dates for finance approval and final settlement. It will also list any 'chattels' to the sale and any additional clauses (such as sale being subject to a building inspection etc).
• Pay the deposit and receive a receipt (ideally via EFT).
• Provide us with the details of your chosen solicitor/conveyancer.
• Your solicitor will advise us once the sale becomes 'unconditional' meaning that finance has been formally approved by your finance provider or any other condition completed.
• Now we will put up a SOLD sticker (& take some photos) and wait for the settlement date. 
• Prior to settlement, there is usually one final inspection by you of the property – just to make sure it is in the same condition as when you bought it.
• Settlement day arrives!! You can collect your keys and move in. Now it’s time to celebrate!!